The quest to harness and harvest big data for the insurance industry continues to gather pace.  Gathering, owning, analyzing and applying data to every aspect of the insurance business is driving the industry into many new innovative approaches.  

However, increasing regulation--from GDPR in the EU to cybersecurity regulations in the US--is likely to create significant limitations and parameters for how the industry can gather and use data.  It also remains to be seen whether and to what extent consumers will push back against the gathering and use of their data due to concerns arising from recent breaches and other disclosures (such as the recent issues at Facebook).