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nsurers that haven’t yet embraced UBI via telematics can benefit from the lessons learned and experiences of early adopters. However, those that delay further run a very real risk of losing their best customers — and the cost to regain lost business is steep. The good news is that telematics capabilities are progressing, and data collection is becoming a more integrated part of every vehicle. The connected car will ultimately obviate the need for dongles and smartphone applications. In addition, technology providers like CSC are working with telematics leader Scope Technologies to deliver UBI solutions ranging from custom projects to complete end-to-end solutions.